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Federal loans dominate student lending. Only 9 percent of student loans disbursed in 2015 were private student loans. Yet private student loans could actually inject greater market discipline into the student loan sector, given that private lenders could make loans on the basis of the return students reap for the money they invest.
In a new report, AEI’s Andrew Kelly and the Jain Family Institute’s Kevin James examine the status quo in private student lending, exploring the types of students who borrow, how much they borrow, and the criteria lenders use to make loans. Major findings include:
Read the full report here: Looking Backward or Looking Forward? Exploring the Private Student Loan Market
To arrange an interview with Andrew Kelly or Kevin James, please contact AEI media services at mediaservices@aei.org or 202-862-5829.
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