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Take away their credit card  智库博客

时间：2009-03-27   作者： Julie Walsh  来源：Competitive Enterprise Institute (United States)

President Obama and Congress need anintervention. Here are theguidelinesfor an individual's debt to income ratio:What's a good debt-to-income ratio?36% or lessThis is where you want to be.37% to 42%You may want to start paying your debts down before you incur financial difficulties.43% to 49%This is a high debt-to-income ratio. You may want to take immediate action to reduce your debt.Above 50%You should seek professional financial advice to reduce your debt. Perhaps China is available? President Obama and Congress need anintervention. Here are theguidelinesfor an individual's debt to income ratio:What's a good debt-to-income ratio?36% or lessThis is where you want to be.37% to 42%You may want to start paying your debts down before you incur financial difficulties.43% to 49%This is a high debt-to-income ratio. You may want to take immediate action to reduce your debt.Above 50%You should seek professional financial advice to reduce your debt. Perhaps China is available?

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