| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP3745 |
| DP3745 The Bank's Market Power and the Interest Rate Elasticity of Demand for Housing: An Econometric Study of Discrimination on French Mortgage Data | |
| Robert J. Gary-Bobo; Sophie Larribeau | |
| 发表日期 | 2003-02-23 |
| 出版年 | 2003 |
| 语种 | 英语 |
| 摘要 | We specify several variants of a structural econometric model explaining mortgage interest rates and loan sizes simultaneously. The models are estimated by simultaneous equation methods with a sample of loan files originated from a French mortgage lender. They yield estimates of the interest-rate elasticity of the demand for housing. Different occupational status groups happen to have different values of structural preference parameters. We show how these differences translate into differential treatment of socio-economic groups by the banker. |
| 主题 | Public Economics |
| 关键词 | Mortage lending Discrimination market power |
| URL | https://cepr.org/publications/dp3745 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/532751 |
| 推荐引用方式 GB/T 7714 | Robert J. Gary-Bobo,Sophie Larribeau. DP3745 The Bank's Market Power and the Interest Rate Elasticity of Demand for Housing: An Econometric Study of Discrimination on French Mortgage Data. 2003. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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