| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP5090 |
| DP5090 Income and Wealth Concentration in Switzerland Over the 20th Century | |
| Thomas Piketty; Emmanuel Saez; Fabien Dell | |
| 发表日期 | 2005-05-23 |
| 出版年 | 2005 |
| 语种 | 英语 |
| 摘要 | This paper examines funding modes of German banks and its implications for lending and profitability over the period 1992-2002. Analysing individual bank data from the Deutsche Bundesbank, we first find that deposits from customers lose ground in relative terms while interbank liabilities increase as a source of funding. Second, we cannot detect a negative impact of the relative decline in deposits on the lending business. In contrast, loans to customers become even slightly more important. Third, the decreasing ability of banks to mobilize deposits from customers and the substitution of deposits by interbank liabilities unfavourably affects the net interest results of savings banks. |
| 主题 | Financial Economics |
| 关键词 | Banks Deposit taking Disintermediation Panel analysis |
| URL | https://cepr.org/publications/dp5090 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/533982 |
| 推荐引用方式 GB/T 7714 | Thomas Piketty,Emmanuel Saez,Fabien Dell. DP5090 Income and Wealth Concentration in Switzerland Over the 20th Century. 2005. |
| 条目包含的文件 | 条目无相关文件。 | |||||
除非特别说明，本系统中所有内容都受版权保护，并保留所有权利。
