全球智库信息集成服务系统

Since the Terrorism Risk Insurance Act (TRIA) was last reauthorized in 2007, terrorism insurance has remained widely available and the price has fallen. However, challenges remain from both a social and an insurance point of view. Roughly 40 percent of policyholders still do not purchase terrorism coverage, and uncertainty remains regarding how much coverage would be available without TRIA. What is more, the program is set to expire on December 31, 2014, and it is unclear whether the improvements in the market since TRIA was first passed in 2002 can be sustained without it.

On June 10, 2014, a conference was convened in Washington, D.C., to present findings of recent RAND research and to address additional facets of this complex issue, including the pros and cons of proposed modifications to TRIA. This conference brought together stakeholders to not only discuss the varying implications of TRIA's expiration, modification, and extension, but also to frame how it is debated in the halls of Congress and across the country.