全球智库信息集成服务系统(G2TT): Climate change and financial adaptation in Africa: Investigating the impact of climate change on the robustness of index-based microinsurance in Malawi.

G2TT

来源类型	Article
规范类型	其他
DOI	10.1007/s11027-008-9162-5
	Climate change and financial adaptation in Africa: Investigating the impact of climate change on the robustness of index-based microinsurance in Malawi.
	Hochrainer-Stigler S; Mechler R; Pflug GC
发表日期	2009
出处	Mitigation and Adaptation Strategies for Global Change 14 (3): 231-250
出版年	2009
语种	英语
摘要	This paper discusses the applicability of crop insurance for the case of Malawi and explores the potential impact of climate change on the viability of the Malawi weather insurance program making use of scenarios of climate change-induced variations in rainfall patterns. The analysis is important from a methodological and policy perspective. By combining catastrophe insurance modeling with climate modeling, the methodology demonstrates the feasibility, albeit with large uncertainties, of estimating the effects of climate variability and climate change on the near- and long-term future of microinsurance schemes serving the poor. By providing a model-based estimate of insurance back-up capital necessary to avoid ruin under climate variability and climate change, along with the associated uncertainties and data limitations, this methodology can quantitatively demonstrate the need for financial assistance to protect micro-insurance pools against climate- induced insolvency. This is of major concern to donors, NGOs and others supporting these innovative systems, those actually at-risk and insurers providing insurance. A quantitative estimate of the additional burden that climate change imposes on weather insurance for poor regions is of interest to organizations funding adaptation. Further, by linking catastrophe modeling to regionalized climate modeling, the analysis identifies key modeling inputs necessary as well as important constraints. We end with a discussion of the opportunities and limits to similar modeling and weather predictability for Sub-Saharan Africa beyond the case of Malawi.
主题	Risk and Vulnerability (RAV) ; Greenhouse Gas Initiative (GGI)
关键词	Adaptation Drought Agricultural risks Risk management Microinsurance Climate insurance Catastrophe modeling
URL	http://pure.iiasa.ac.at/id/eprint/8887/
来源智库	International Institute for Applied Systems Analysis (Austria)
引用统计
资源类型	智库出版物
条目标识符	http://119.78.100.153/handle/2XGU8XDN/129012
推荐引用方式 GB/T 7714	Hochrainer-Stigler S,Mechler R,Pflug GC. Climate change and financial adaptation in Africa: Investigating the impact of climate change on the robustness of index-based microinsurance in Malawi.. 2009.