| 来源类型 | Article |
| 规范类型 | 其他 |
| DOI | 10.5595/idrim.2012.0033 |
| Disaster microinsurance for pro-poor risk management: Evidence from South Asia. | |
| Hochrainer-Stigler S; Sharma RB; Mechler R | |
| 发表日期 | 2012 |
| 出处 | Journal of Integrated Disaster Risk Management 2 (2) |
| 出版年 | 2012 |
| 语种 | 英语 |
| 摘要 | This paper offers a large empirical cross-country assessment of the impact of disaster microinsurance in the South Asia region capitalizing on the prevalence of disaster-prone communities, many of which are mixes of both households with and without disaster microinsurance. Overall, the results of this study show that there is interest in and willingness to pay for disaster microinsurane programs. The products are reaching poor clients, many who are below the poverty line, highly in debt and employ limited and difficult coping mechanisms after disasters. However, findings have shown difficulties with the claim process and inadequate total coverage with a number of individuals borrowing additional funds from money lenders, friends, and family. In addition, there seems to be a need to review products and potential clients in communities to ensure that although "the poor" are being served, "poorer than the poor" are not being excluded due to costs and information barriers. |
| 主题 | Risk, Policy and Vulnerability (RPV) ; Risk & ; Resilience (RISK) |
| 关键词 | Microinsurance Impact assessment Cross-country study South Asia region |
| URL | http://pure.iiasa.ac.at/id/eprint/9851/ |
| 来源智库 | International Institute for Applied Systems Analysis (Austria) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/129382 |
| 推荐引用方式 GB/T 7714 | Hochrainer-Stigler S,Sharma RB,Mechler R. Disaster microinsurance for pro-poor risk management: Evidence from South Asia.. 2012. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| Disaster%20Microinsu（789KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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