全球智库信息集成服务系统(G2TT): Consequences of financial vulnerability and insurance loading for the affordability of earthquake insurance systems: evidence from Iran.

G2TT

来源类型	Article
规范类型	其他
DOI	10.1057/gpp.2014.35
	Consequences of financial vulnerability and insurance loading for the affordability of earthquake insurance systems: evidence from Iran.
	Pakdel-Lahiji N; Hochrainer-Stigler S; Ghafori-Ashtiany M; Sadeghi M
发表日期	2015
出处	The Geneva Papers on Risk and Insurance 40 (2): 295-315
出版年	2015
语种	英语
摘要	Many governments provide financial assistance for reconstruction of damaged housing units after a disaster in order to prevent vulnerable households from falling into poverty traps or entering low growth cycles. To lessen these risks and the overall financial burden on the public sector after extreme events, private insurance schemes provide one viable solution. In this paper, the possible effects of such solutions are assessed for District 1 of Shiraz, Iran, based on recent probabilistic earthquake risk modelling. The work explicitly focuses on the financial vulnerability of different household groups as well as possible increases in premiums due to uncertainties in the underlying risk model through the use of loading factors. The results are compared with current non-probabilistic-based premiums that are used by most insurance companies in Iran, and recommendations are given as to which schemes may fit best or could be affordable for society to manage future earthquake risks.
主题	Risk, Policy and Vulnerability (RPV) ; Young Scientists Summer Program (YSSP) ; Risk & ; Resilience (RISK)
URL	http://pure.iiasa.ac.at/id/eprint/11479/
来源智库	International Institute for Applied Systems Analysis (Austria)
引用统计
资源类型	智库出版物
条目标识符	http://119.78.100.153/handle/2XGU8XDN/130382
推荐引用方式 GB/T 7714	Pakdel-Lahiji N,Hochrainer-Stigler S,Ghafori-Ashtiany M,et al. Consequences of financial vulnerability and insurance loading for the affordability of earthquake insurance systems: evidence from Iran.. 2015.