Gateway to Think Tanks
来源类型 | Policy Briefs |
规范类型 | 简报 |
来源ID | CIGI Policy Brief No. 116 |
Flood Risk and Shared Responsibility in Canada: Operating on Flawed Assumptions? | |
Daniel Henstra; Jason Thistlethwaite | |
发表日期 | 2017-09-20 |
出版年 | 2017 |
语种 | 英语 |
摘要 | Floods cause more property damage than any other hazard in Canada, and water-related losses now exceed fire and theft as the main source of property insurance claims. Public spending on flood relief has grown, and is projected to increase dramatically over the next decade, so governments have been changing their policies to reduce their financial exposure by shifting responsibility to homeowners. An implicit assumption of this policy shift is that individual homeowners must share greater responsibility for protecting their property by purchasing newly available flood insurance. Evidence is presented suggesting that consumer demand for flood insurance may be insufficient for economic viability. Low risk perception and a moral hazard created by government disaster assistance limit incentives for purchasing insurance. |
主题 | Environment & Energy |
子主题 | Climate Change |
URL | https://www.cigionline.org/publications/flood-risk-and-shared-responsibility-canada-operating-flawed-assumptions |
来源智库 | Centre for International Governance Innovation (Canada) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/180219 |
推荐引用方式 GB/T 7714 | Daniel Henstra,Jason Thistlethwaite. Flood Risk and Shared Responsibility in Canada: Operating on Flawed Assumptions?. 2017. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
PB no.116web.pdf(180KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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