G2TT
来源类型Policy Briefs
规范类型简报
来源IDCIGI Policy Brief No. 116
Flood Risk and Shared Responsibility in Canada: Operating on Flawed Assumptions?
Daniel Henstra; Jason Thistlethwaite
发表日期2017-09-20
出版年2017
语种英语
摘要

Floods cause more property damage than any other hazard in Canada, and water-related losses now exceed fire and theft as the main source of property insurance claims. Public spending on flood relief has grown, and is projected to increase dramatically over the next decade, so governments have been changing their policies to reduce their financial exposure by shifting responsibility to homeowners. An implicit assumption of this policy shift is that individual homeowners must share greater responsibility for protecting their property by purchasing newly available flood insurance. Evidence is presented suggesting that consumer demand for flood insurance may be insufficient for economic viability. Low risk perception and a moral hazard created by government disaster assistance limit incentives for purchasing insurance.

主题Environment & Energy
子主题Climate Change
URLhttps://www.cigionline.org/publications/flood-risk-and-shared-responsibility-canada-operating-flawed-assumptions
来源智库Centre for International Governance Innovation (Canada)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/180219
推荐引用方式
GB/T 7714
Daniel Henstra,Jason Thistlethwaite. Flood Risk and Shared Responsibility in Canada: Operating on Flawed Assumptions?. 2017.
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PB no.116web.pdf(180KB)智库出版物 限制开放CC BY-NC-SA浏览
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