G2TT
来源类型Policy Briefs
规范类型简报
来源IDCIGI Policy Brief No. 134
Protection for Those Who Need It Most: Sustainable Property Insurance in High-risk Areas
Jason Thistlethwaite; Daniel Henstra
发表日期2018-07-25
出版年2018
语种英语
摘要

Private property insurance is an efficient, resilient and legitimate approach to disaster recovery, but flood insurance premiums in high-risk areas are too expensive for many property owners to afford. Comparing flood insurance regimes in other states demonstrates the difficult balance between ensuring coverage is available and keeping it affordable for policyholders. Sustaining property insurance in high-risk areas in Canada requires a partnership whereby governments invest strategically in risk reduction and inform Canadians about the location of high-risk areas, while insurers provide coverage and adjust premiums to reward community-level actions that reduce risk.

主题Environment & Energy
子主题Climate Change
URLhttps://www.cigionline.org/publications/protection-those-who-need-it-most-sustainable-property-insurance-high-risk-areas
来源智库Centre for International Governance Innovation (Canada)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/180237
推荐引用方式
GB/T 7714
Jason Thistlethwaite,Daniel Henstra. Protection for Those Who Need It Most: Sustainable Property Insurance in High-risk Areas. 2018.
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PB no.134.pdf(245KB)智库出版物 限制开放CC BY-NC-SA浏览
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