| 来源类型 | Report |
| 规范类型 | 报告 |
| Why Americans don’t face a retirement crisis | |
| Andrew G. Biggs; Sylvester J. Schieber | |
| 发表日期 | 2015-03-24 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 摘要 | Abstract: There is no question that many Americans face challenges in preparing for retirement. Social Security is substantially underfunded, its long-term shortfalls are increasing, and policymakers have not made reform a priority. Nonetheless, analysts’ claims that Americans face a “retirement crisis” overstate what households will need in retirement, fail to account for how the presence of children in a household affects the need to save, and incorrectly point to households’ declining wealth-to-income ratios as a sign of deteriorating retirement saving. A careful review of data and retirement studies reveals that the state of retirement preparedness is in fact a more modest, manageable issue. A false sense of crisis risks enacting policies that could have significant costs for government budgets and ordinary Americans’ retirement security. In particular, government-run pension programs are the most poorly funded element of overall retirement saving. Policies that would make Americans more dependent on these programs could put their retirement income security at risk. Why Americans don’t face a retirement crisis |
| 主题 | Aging ; Economic Fluctuations and Growth ; Public Economics ; Tax Reform |
| 标签 | AEI Economic Perspectives ; Retirement |
| URL | https://www.aei.org/research-products/report/why-americans-dont-face-a-retirement-crisis/ |
| 来源智库 | American Enterprise Institute (United States) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/206095 |
| 推荐引用方式 GB/T 7714 | Andrew G. Biggs,Sylvester J. Schieber. Why Americans don’t face a retirement crisis. 2015. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| Why-Americans-Dont-F（381KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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