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来源类型 | Book |
规范类型 | 其他 |
High Loan-to-Value Mortgage Lending: Problem or Cure? | |
Charles W. Calomiris; Joseph R. Mason | |
发表日期 | 1999-08-01 |
出版者 | AEI Press |
出版年 | 1999 |
语种 | 英语 |
摘要 | Read the full PDF. Buy the book. | High loan-to-value mortgage lending is a fast-growing sector of the mortgage industry that has evolved to meet the needs of today’s consumers and to compensate for the deficiencies of consumer bankruptcy law. But some observers fear that such lending could undermine consumer-lender responsibilities and even the economy as a whole. The authors weigh the functions of this industry, its practices and policies, and the changing nature of the consumer finance marketplace to determine whether limiting such lending would serve the public interest. “High Loan-to-Value Mortgage Lending” is one in a series of new AEI studies on subjects relating to the deregulation of financial markets. The series focuses on the regulation of the new multiproduct financial services firm, the costs and benefits of the government safety net, pricing and access for banks and nonbanks, globalization and the level playing field, mutual fund regulation, electronic commerce, securities markets, and corporate governance. Charles W. Calomiris is the Paul M. Montrone Professor of Finance and Economics at the Columbia University Graduate School of Business and a visiting scholar at AEI. Joseph R. Mason is an assistant professor of finance at the Drexel University College of Business and Administration.
主题 | Tax Reform |
标签 | AEI Archive ; AEI Press ; banking ; Financial markets ; Financial services ; lending ; mortgage ; US economy |
URL | https://www.aei.org/research-products/book/high-loan-to-value-mortgage-lending/ |
来源智库 | American Enterprise Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/208484 |
推荐引用方式 GB/T 7714 | Charles W. Calomiris,Joseph R. Mason. High Loan-to-Value Mortgage Lending: Problem or Cure?. 1999. |
条目包含的文件 | 条目无相关文件。 |
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