| 来源类型 | Book |
| 规范类型 | 其他 |
| Financial Privacy, Consumer Prosperity, and the Public Good | |
| Peter J. Wallison; Robert E. Litan; Fred Cate; Michael Staten | |
| 发表日期 | 2003-07-01 |
| 出版年 | 2003 |
| 语种 | 英语 |
| 摘要 | The full text of this book, plus reader comments, is available on the publisher’s website. American consumers have become accustomed to obtaining instant credit. The process requires that credit bureaus have easy access to sensitive financial information about individuals, compiled largely without their consent. This report examines the debate surrounding the role of the states in regulating these credit bureaus, especially in light of expiring amendments to the Fair Credit Reporting Act, which have allowed bureaus to continue these practices, exempting them from state laws that might obstruct them. How this controversy is resolved will have an important bearing on credit markets and financial privacy in the future. The authors make the case for continued federal preemption of the states in this area. Without it, the authors argue, the consumer credit system has developed in the United States would be put in jeopardy. Peter J. Wallison is a resident fellow at AEI. |
| 主题 | Tax Reform |
| 标签 | Brookings Institute ; credit ; Financial services ; Regulation |
| URL | https://www.aei.org/research-products/book/financial-privacy-consumer-prosperity-and-the-public-good/ |
| 来源智库 | American Enterprise Institute (United States) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/208629 |
| 推荐引用方式 GB/T 7714 | Peter J. Wallison,Robert E. Litan,Fred Cate,et al. Financial Privacy, Consumer Prosperity, and the Public Good. 2003. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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