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来源类型Article
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Obamacare co-ops: Cause célèbre or costly conundrum?
Thomas P. Miller; Grace-Marie Turner
发表日期2015-06-25
出版年2015
语种英语
摘要The Affordable Care Act created a new kind of “cooperative” health insurance arrangement heralded by supporters of health reform. The co-ops were founded on the idealistic belief that community members could band together to create health insurance companies that would be member-driven, service-oriented, and would not have to answer to shareholders or turn a profit. But the 23 co-ops that were created had significant start-up costs, no experiential data upon which to set premiums, generally had to pay extra to lease physician and hospital networks, and had few people in the companies and none on their boards with insurance experience. The idealism has quickly faded. After receiving hundreds of millions of dollars in government start-up loans, most co-ops are surviving now on what remains of more than $2 billion in federal “solvency loans” and on the promise of future “shared risk” payments that are likely to produce only a fraction of the revenue co-ops have booked. Read the full report.
主题Health Care
URLhttps://www.aei.org/articles/obamacare-co-ops-cause-celebre-or-costly-conundrum/
来源智库American Enterprise Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/258890
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Thomas P. Miller,Grace-Marie Turner. Obamacare co-ops: Cause célèbre or costly conundrum?. 2015.
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