G2TT
来源类型Article
规范类型评论
Analysis of the BCFP’s (CFPB’s) temporary Qualified Mortgage category announced in January 2013, commonly known as the “Patch”
Lynn M. Fisher; Norbert Michel; Tobias Peter; Edward J. Pinto
发表日期2019-03-01
出版年2019
语种英语
摘要Conclusion 1: The patch has led to the needless and risky proliferation of high DTI loans by the FHA, the VA, and the GSEs. Conclusion 2: The patch enables risk layering. Conclusion 3: The patch puts minority borrowers at greater risk. Conclusion 4: The patch enables even greater risk layering for buyers with incomes below the median census tract family income. Conclusion 5: the patch has helped fuel a house price boom. Conclusion 6: The patch did not achieve what the Bureau intended. Recommendations for Action Read the PDF​ 
主题Economics ; Housing Center ; Housing Finance
标签Consumer Financial Protection Bureau (CFPB) ; Department of Housing and Urban Development (HUD) ; GSEs (Fannie Mae and Freddie Mac) ; Housing Center: Policy
URLhttps://www.aei.org/articles/analysis-of-the-bcfps-cfpbs-temporary-qualified-mortgage-category-announced-in-january-2013-commonly-known-as-the-patch/
来源智库American Enterprise Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/265481
推荐引用方式
GB/T 7714
Lynn M. Fisher,Norbert Michel,Tobias Peter,等. Analysis of the BCFP’s (CFPB’s) temporary Qualified Mortgage category announced in January 2013, commonly known as the “Patch”. 2019.
条目包含的文件
条目无相关文件。
个性服务
推荐该条目
保存到收藏夹
导出为Endnote文件
谷歌学术
谷歌学术中相似的文章
[Lynn M. Fisher]的文章
[Norbert Michel]的文章
[Tobias Peter]的文章
百度学术
百度学术中相似的文章
[Lynn M. Fisher]的文章
[Norbert Michel]的文章
[Tobias Peter]的文章
必应学术
必应学术中相似的文章
[Lynn M. Fisher]的文章
[Norbert Michel]的文章
[Tobias Peter]的文章
相关权益政策
暂无数据
收藏/分享

除非特别说明,本系统中所有内容都受版权保护,并保留所有权利。