中文版 | English
G2TT
来源类型Issue Brief
规范类型简报
What Can the United States Learn from the United Kingdom’s New Flood Reinsurance Pool?
Swenja Surminski
发表日期2017-02-15
出版年2017
页码PB 17-02
语种英语
概述

The UK’s new Flood Re program has supported the private flood insurance market, but also demonstrates that flood insurance cannot be kept affordable without a concerted effort to reduce the underlying risk.

结论
  • Flood Re is a new not-for-profit reinsurance pool in the UK. Operated by the insurance industry, it is designed to be a transitional arrangement to support the private insurance market and secure affordability of flood insurance through premium subsidies.
  • The UK government has approved Flood Re despite not meeting cost-benefit targets, justifying it due to wider benefits to property markets and mortgage lending.
  • Since its launch in April 2016, Flood Re has been supporting the commercial market in providing affordable insurance, but it has not yet been tested by a major flood event.
  • Flood Re is likely to come under pressure in the face of rising flood risk, since it fails to incentivize flood risk management and risk reduction efforts.
  • Flood Re demonstrates that flood insurance cannot be kept affordable without a concerted effort to reduce the underlying risk.
    • 主题Risk and Uncertainty
    子主题Insurance ; Natural Disasters and Extreme Events
    URLhttp://www.rff.org/research/publications/what-can-united-states-learn-united-kingdom-s-new-flood-reinsurance-pool
    来源智库Resources for the Future (United States)
    资源类型智库出版物
    条目标识符http://119.78.100.153/handle/2XGU8XDN/39726
    推荐引用方式
    GB/T 7714    		 Swenja Surminski. What Can the United States Learn from the United Kingdom’s New Flood Reinsurance Pool?. 2017.
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