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来源类型 | Brief |
规范类型 | 简报 |
The Automatic 401(k): Revenue & Distributional Estimates | |
Christopher Geissler; Benjamin H. Harris | |
发表日期 | 2008-10-30 |
出版年 | 2008 |
语种 | 英语 |
概述 | One promising aspect of retirement saving policy in recent years is the "automatic" or opt-out features in 401(k) plans. Automatic 401(k)s enable saving even if the worker makes no effort to participate in their 401(k) plan. Prior research has shown that automatic enrollment increased participation in 401(k) from 75 percent to as high as 90 percent of newly eligible employees; with the highest change among lower |
摘要 | One promising aspect of retirement saving policy in recent years is the "automatic" or opt-out features in 401(k) plans. Automatic 401(k)s enable saving even if the worker makes no effort to participate in their 401(k) plan. Prior research has shown that automatic enrollment increased participation in 401(k) from 75 percent to as high as 90 percent of newly eligible employees; with the highest change among lower-income and minority workers. This paper provides estimates of the effects - on federal revenue and the distribution of after-tax income - of a policy under which all 401(k) plans are converted to automatic 401(k)s.
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主题 | Aging ; Taxes and Budget |
URL | https://www.urban.org/research/publication/automatic-401k-revenue-distributional-estimates |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/476400 |
推荐引用方式 GB/T 7714 | Christopher Geissler,Benjamin H. Harris. The Automatic 401(k): Revenue & Distributional Estimates. 2008. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
1001221-The-Automati(226KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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