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来源类型 | Brief |
规范类型 | 简报 |
Will Automatic Enrollment Reduce Employer Contributions to 401(k) Plans? | |
Mauricio Soto; Barbara Butrica | |
发表日期 | 2009-12-15 |
出版年 | 2009 |
语种 | 英语 |
概述 | Many employers match employee contributions to 401(k) plans. However, the employer cost of continuing this practice may increase rapidly as trends towards automatic enrollment boost employee participation. This paper examines the relationship between employer matching behavior and automatic enrollment. Using a sample of large 401(k) plans, we find that match rates are about 7 percentage points lower among firms |
摘要 | Many employers match employee contributions to 401(k) plans. However, the employer cost of continuing this practice may increase rapidly as trends towards automatic enrollment boost employee participation. This paper examines the relationship between employer matching behavior and automatic enrollment. Using a sample of large 401(k) plans, we find that match rates are about 7 percentage points lower among firms with automatic enrollment than among those without automatic enrollment, even controlling for firm characteristics. So while autoenrollment increases the number of workers participating in private pensions, our findings suggest it might also reduce the level of pension contributions.
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主题 | Aging ; Economic Growth and Productivity |
URL | https://www.urban.org/research/publication/will-automatic-enrollment-reduce-employer-contributions-401k-plans |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/476779 |
推荐引用方式 GB/T 7714 | Mauricio Soto,Barbara Butrica. Will Automatic Enrollment Reduce Employer Contributions to 401(k) Plans?. 2009. |
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文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
411995-will-automati(361KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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