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来源类型 | Brief |
规范类型 | 简报 |
Does Autoenrollment Affect Employer Contributions? | |
Barbara Butrica; Mauricio Soto | |
发表日期 | 2009-12-15 |
出版年 | 2009 |
语种 | 英语 |
概述 | Automatic enrollment, a 401(k) feature that enrolls employees as soon as they become eligible, is growing in popularity because it has been shown to significantly increase pension participation rates. However, higher participation rates increase costs for employers that match employee contributions. This brief evaluates the extent to which firms adjust their 401(k) contributions to offset the higher costs |
摘要 | Automatic enrollment, a 401(k) feature that enrolls employees as soon as they become eligible, is growing in popularity because it has been shown to significantly increase pension participation rates. However, higher participation rates increase costs for employers that match employee contributions. This brief evaluates the extent to which firms adjust their 401(k) contributions to offset the higher costs associated with automatic enrollment. We find that employer match rates are 7 percentage points lower among firms with autoenrollment than among those without it, suggesting that automatic enrollment may not promote retirement savings as effectively as some advocates have claimed.
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主题 | Aging ; Economic Growth and Productivity |
URL | https://www.urban.org/research/publication/does-autoenrollment-affect-employer-contributions |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/476780 |
推荐引用方式 GB/T 7714 | Barbara Butrica,Mauricio Soto. Does Autoenrollment Affect Employer Contributions?. 2009. |
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文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
411996-does-autoenro(49KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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