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Young adults should benefit from several policy changes that were introduced as part of health reform, particularly the Medicaid expansion, the subsidies offered for coverage through the new health insurance exchanges, the expansion in dependent coverage, and the health insurance market reforms. While many young adults are expected to benefit from health reform, some above 133 percent of the FPL will face penalties for opting out of coverage or will spend more on coverage than they would have otherwise chosen. However, young adults will also benefit from other health care investments in public health, prevention, and chronic disease management.