Gateway to Think Tanks
来源类型 | Research Report |
规范类型 | 报告 |
State Restrictions on Small-Dollar Loans and Financial Services, 2004-2009: Summary, Documentation, and Data | |
Nancy M. Pindus; Daniel Kuehn; Rachel Brash | |
发表日期 | 2011-02-23 |
出版年 | 2011 |
语种 | 英语 |
概述 | This report documents state restrictions of five small-dollar products: auto title loans, pawnshop loans, payday loans, refund anticipation loans, and rent-to-own agreements between 2005 and 2009, in all states and the District of Columbia. Researchers find that over half of states prohibit auto title loans while a much smaller number of states prohibit payday loans. Nearly all states cap prices on at least one |
摘要 | This report documents state restrictions of five small-dollar products: auto title loans, pawnshop loans, payday loans, refund anticipation loans, and rent-to-own agreements between 2005 and 2009, in all states and the District of Columbia. Researchers find that over half of states prohibit auto title loans while a much smaller number of states prohibit payday loans. Nearly all states cap prices on at least one of the five products and the majority of states cap interest rates for pawnshops and payday lenders. Fewer than half of states impose disclosure requirements or price caps on rent-to-own agreements.
|
主题 | Income and Wealth |
URL | https://www.urban.org/research/publication/state-restrictions-small-dollar-loans-and-financial-services-2004-2009-summary-documentation-and-data |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/477291 |
推荐引用方式 GB/T 7714 | Nancy M. Pindus,Daniel Kuehn,Rachel Brash. State Restrictions on Small-Dollar Loans and Financial Services, 2004-2009: Summary, Documentation, and Data. 2011. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
412305-state-restric(503KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
除非特别说明,本系统中所有内容都受版权保护,并保留所有权利。