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来源类型Research Report
规范类型报告
State Restrictions on Small-Dollar Loans and Financial Services, 2004-2009: Summary, Documentation, and Data
Nancy M. Pindus; Daniel Kuehn; Rachel Brash
发表日期2011-02-23
出版年2011
语种英语
概述This report documents state restrictions of five small-dollar products: auto title loans, pawnshop loans, payday loans, refund anticipation loans, and rent-to-own agreements between 2005 and 2009, in all states and the District of Columbia. Researchers find that over half of states prohibit auto title loans while a much smaller number of states prohibit payday loans. Nearly all states cap prices on at least one
摘要
This report documents state restrictions of five small-dollar products: auto title loans, pawnshop loans, payday loans, refund anticipation loans, and rent-to-own agreements between 2005 and 2009, in all states and the District of Columbia. Researchers find that over half of states prohibit auto title loans while a much smaller number of states prohibit payday loans. Nearly all states cap prices on at least one of the five products and the majority of states cap interest rates for pawnshops and payday lenders. Fewer than half of states impose disclosure requirements or price caps on rent-to-own agreements.
主题Income and Wealth
URLhttps://www.urban.org/research/publication/state-restrictions-small-dollar-loans-and-financial-services-2004-2009-summary-documentation-and-data
来源智库Urban Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/477291
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Nancy M. Pindus,Daniel Kuehn,Rachel Brash. State Restrictions on Small-Dollar Loans and Financial Services, 2004-2009: Summary, Documentation, and Data. 2011.
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文件名: 412305-state-restrictions-on-small-dollar-loans-and-financial-services-summary-documentation-and-data.pdf
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