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来源类型 | Research Report |
规范类型 | 报告 |
Who Needs Credit at Tax Time and Why: A Look at Refund Anticipation Loans and Refund Anticipation Checks | |
Brett Theodos; Rachel Brash; Jessica F. Compton; Nancy M. Pindus; C. Eugene Steuerle | |
发表日期 | 2011-02-24 |
出版年 | 2011 |
语种 | 英语 |
概述 | Refund Anticipation Loans (RALs) and Checks (RACs) are controversial financial products used by one in seven tax filers. This report presents findings on many of the most important individual and geographical characteristics influencing RAL/RAC use, as well as, insights about product use from tax preparers, RAL/RAC lenders, RAL/RAC tax form software developers, low-cost RAL lenders, and Volunteer Income Tax |
摘要 | Refund Anticipation Loans (RALs) and Checks (RACs) are controversial financial products used by one in seven tax filers. This report presents findings on many of the most important individual and geographical characteristics influencing RAL/RAC use, as well as, insights about product use from tax preparers, RAL/RAC lenders, RAL/RAC tax form software developers, low-cost RAL lenders, and Volunteer Income Tax Assistance (VITA) program sites. The results suggest that factors such as lack of interest income, geographic location, EITC receipt, filing as a head-of-household, income, and living in a poor neighborhood, each independently contributes strongly to RAL/RAC use.
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主题 | Economic Growth and Productivity ; Families ; Poverty, Vulnerability, and the Safety Net |
URL | https://www.urban.org/research/publication/who-needs-credit-tax-time-and-why-look-refund-anticipation-loans-and-refund-anticipation-checks |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/477292 |
推荐引用方式 GB/T 7714 | Brett Theodos,Rachel Brash,Jessica F. Compton,et al. Who Needs Credit at Tax Time and Why: A Look at Refund Anticipation Loans and Refund Anticipation Checks. 2011. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
412304-Who-Needs-Cre(8881KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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