| 来源类型 | Brief |
| 规范类型 | 简报 |
| Automatic Enrollment, Employee Compensation, and Retirement Security | |
| Barbara Butrica; Nadia Karamcheva | |
| 发表日期 | 2012-12-19 |
| 出版年 | 2012 |
| 语种 | 英语 |
| 概述 | This study uses restricted microdata from the National Compensation Survey to examine the impact of autoenrollment on employee compensation. By boosting plan participation, automatic enrollment likely increases employer costs as previously unenrolled workers receive matching retirement plan contributions. Our data shows a significant negative correlation between employer match rates and autoenrollment. We find |
| 摘要 | This study uses restricted microdata from the National Compensation Survey to examine the impact of autoenrollment on employee compensation. By boosting plan participation, automatic enrollment likely increases employer costs as previously unenrolled workers receive matching retirement plan contributions. Our data shows a significant negative correlation between employer match rates and autoenrollment. We find no evidence that total costs differ between firms with and without autoenrollment or that DC costs crowd out other forms of compensation-suggesting that firms might be lowering their match rates enough to completely offset the higher costs of autoenrollment without needing to reduce other compensation costs.
Read the full report here (Leaving the UI web site) |
| 主题 | Aging |
| URL | https://www.urban.org/research/publication/automatic-enrollment-employee-compensation-and-retirement-security |
| 来源智库 | Urban Institute (United States) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/477951 |
| 推荐引用方式 GB/T 7714 | Barbara Butrica,Nadia Karamcheva. Automatic Enrollment, Employee Compensation, and Retirement Security. 2012. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| 412723-Automatic-Enr（1197KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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