G2TT
来源类型Research Report
规范类型报告
Class and Color in the Credit Crunch
Claudia Ayanna Sharygin
发表日期2013-10-24
出版年2013
语种英语
概述Low and moderate-income mortgage borrowers, and borrowers of color, withdrew from the market disproportionately during the Great Recession and have not returned, even as total lending activity has begun to recover. While these potential borrowers are applying for loans in increasing numbers, their denial rates have increased since 2009. This shift is especially surprising since communities of color, particularly
摘要
Low and moderate-income mortgage borrowers, and borrowers of color, withdrew from the market disproportionately during the Great Recession and have not returned, even as total lending activity has begun to recover. While these potential borrowers are applying for loans in increasing numbers, their denial rates have increased since 2009. This shift is especially surprising since communities of color, particularly Hispanics, continue to increase their share of the population. While housing finance policy cannot target the central factors driving these disparities, it should avoid creating barriers to obtaining mortgage credit for qualified borrowers and the financial benefits of homeownership.
主题Housing and Housing Finance ; Income and Wealth ; Race and Ethnicity
URLhttps://www.urban.org/research/publication/class-and-color-credit-crunch
来源智库Urban Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/478236
推荐引用方式
GB/T 7714
Claudia Ayanna Sharygin. Class and Color in the Credit Crunch. 2013.
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