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来源类型 | Journal Article |
规范类型 | 其他 |
How Does 401(k) Auto-enrollment Relate to the Employer Match and Total Compensation? | |
Barbara Butrica; Nadia Karamcheva | |
发表日期 | 2013-11-13 |
出版年 | 2013 |
语种 | 英语 |
概述 | While auto-enrollment boosts 401(k) participation, the resulting cost pressure on matching contributions could prompt employers to reduce their match. Analysis using the National Compensation Survey finds that plans with auto-enrollment do have lower match rates than plans without auto-enrollment. This finding suggests that employers may, indeed, be lowering their match rates to keep their total 401(k) costs |
摘要 | While auto-enrollment boosts 401(k) participation, the resulting cost pressure on matching contributions could prompt employers to reduce their match. Analysis using the National Compensation Survey finds that plans with auto-enrollment do have lower match rates than plans without auto-enrollment. This finding suggests that employers may, indeed, be lowering their match rates to keep their total 401(k) costs from rising. Consistent with this notion, a separate analysis found no evidence of higher 401(k) costs for firms with auto-enrollment.
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主题 | Aging ; Income and Wealth ; Job Market and Labor Force |
URL | https://www.urban.org/research/publication/how-does-401k-auto-enrollment-relate-employer-match-and-total-compensation |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/478256 |
推荐引用方式 GB/T 7714 | Barbara Butrica,Nadia Karamcheva. How Does 401(k) Auto-enrollment Relate to the Employer Match and Total Compensation?. 2013. |
条目包含的文件 | 条目无相关文件。 |
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