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来源类型Journal Article
规范类型其他
How Does 401(k) Auto-enrollment Relate to the Employer Match and Total Compensation?
Barbara Butrica; Nadia Karamcheva
发表日期2013-11-13
出版年2013
语种英语
概述While auto-enrollment boosts 401(k) participation, the resulting cost pressure on matching contributions could prompt employers to reduce their match. Analysis using the National Compensation Survey finds that plans with auto-enrollment do have lower match rates than plans without auto-enrollment. This finding suggests that employers may, indeed, be lowering their match rates to keep their total 401(k) costs
摘要
While auto-enrollment boosts 401(k) participation, the resulting cost pressure on matching contributions could prompt employers to reduce their match. Analysis using the National Compensation Survey finds that plans with auto-enrollment do have lower match rates than plans without auto-enrollment. This finding suggests that employers may, indeed, be lowering their match rates to keep their total 401(k) costs from rising. Consistent with this notion, a separate analysis found no evidence of higher 401(k) costs for firms with auto-enrollment.
主题Aging ; Income and Wealth ; Job Market and Labor Force
URLhttps://www.urban.org/research/publication/how-does-401k-auto-enrollment-relate-employer-match-and-total-compensation
来源智库Urban Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/478256
推荐引用方式
GB/T 7714
Barbara Butrica,Nadia Karamcheva. How Does 401(k) Auto-enrollment Relate to the Employer Match and Total Compensation?. 2013.
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