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来源类型Brief
规范类型简报
Prepaid Cards at Tax Time Could Help Those without Bank Accounts
Caroline Ratcliffe; William J. Congdon; Signe-Mary McKernan
发表日期2014-03-31
出版年2014
语种英语
概述Offering prepaid cards as an option on federal tax forms could help connect unbanked adults to the financial mainstream. The Treasury Department tested card features through a pilot that offered low-income adults prepaid cards for electronic delivery of tax refunds and everyday financial transactions. Key findings through the second year of the evaluation include: unbanked adults were 2.5 times more likely to
摘要
Offering prepaid cards as an option on federal tax forms could help connect unbanked adults to the financial mainstream. The Treasury Department tested card features through a pilot that offered low-income adults prepaid cards for electronic delivery of tax refunds and everyday financial transactions. Key findings through the second year of the evaluation include: unbanked adults were 2.5 times more likely to directly deposit a tax refund into the card; repeat use of the card for tax refund deposits was substantial; a quarter of people who directly deposited a tax refund in 2011 did so again in 2012; and card cost matters for card take-up and use.
主题Income and Wealth ; Taxes and Budget
URLhttps://www.urban.org/research/publication/prepaid-cards-tax-time-could-help-those-without-bank-accounts
来源智库Urban Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/478412
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Caroline Ratcliffe,William J. Congdon,Signe-Mary McKernan. Prepaid Cards at Tax Time Could Help Those without Bank Accounts. 2014.
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