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来源类型Brief
规范类型简报
Do Homeownership and Rent Subsidies Protect Individuals from Material Hardship?
Robert I. Lerman; Sisi Zhang
发表日期2014-11-18
出版年2014
语种英语
概述Homeowners and subsidized renters experience significantly lower material hardship than unsubsidized renters, even after taking account of income, income variability, race, education, and family structure. Homeownership conveys more protection against hardship than do rent subsidies. Using the Survey of Income and Program Participation, we estimate the likelihood of experiencing any material hardship is about 9.
摘要
Homeowners and subsidized renters experience significantly lower material hardship than unsubsidized renters, even after taking account of income, income variability, race, education, and family structure. Homeownership conveys more protection against hardship than do rent subsidies. Using the Survey of Income and Program Participation, we estimate the likelihood of experiencing any material hardship is about 9.2 percent lower for subsidized renters and 24.5 percent lower for homeowners. Even homeowners who bought just before the recent crash in home prices experienced less hardship than unsubsidized renters. White, black, and Hispanic homeowners all suffer less material hardship than their renting counterparts (whether subsidized or unsubsidized). This reduction is most pronounced among Hispanic families.
主题Housing and Housing Finance ; Poverty, Vulnerability, and the Safety Net ; Economic Growth and Productivity
URLhttps://www.urban.org/research/publication/do-homeownership-and-rent-subsidies-protect-individuals-material-hardship-0
来源智库Urban Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/478694
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Robert I. Lerman,Sisi Zhang. Do Homeownership and Rent Subsidies Protect Individuals from Material Hardship?. 2014.
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