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来源类型 | Research Report |
规范类型 | 报告 |
A New Model for the Provision of Affordable Homeownership | |
Brett Theodos; Christina Plerhoples Stacy; William Monson | |
发表日期 | 2015-03-04 |
出版年 | 2015 |
语种 | 英语 |
概述 | This report explores the approach to encouraging homeownership practiced by Homewise, a homeownership organization based in New Mexico. Homewise differs from many other homeownership organizations in that it lowers required downpayments and monthly payments, and has a vertically integrated model, from initial inquiry to final financing and post-purchase services. The report describes the Homewise model and |
摘要 | This report explores the approach to encouraging homeownership practiced by Homewise, a homeownership organization based in New Mexico. Homewise differs from many other homeownership organizations in that it lowers required downpayments and monthly payments, and has a vertically integrated model, from initial inquiry to final financing and post-purchase services. The report describes the Homewise model and presents evidence on the characteristics and outcomes of Homewise clients. Homewise’s model suggests that with a carefully structured, vertically integrated system, homeownership can be encouraged in ways that better align risks and incentives for the counselor, borrower, and lender.
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主题 | Housing and Housing Finance ; Nonprofits and Philanthropy |
URL | https://www.urban.org/research/publication/new-model-provision-affordable-homeownership |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/478802 |
推荐引用方式 GB/T 7714 | Brett Theodos,Christina Plerhoples Stacy,William Monson. A New Model for the Provision of Affordable Homeownership. 2015. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
2000130-A-New-Model-(653KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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