| 来源类型 | Journal Article |
| 规范类型 | 其他 |
| 401(k) Participant Behavior in a Volatile Economy | |
| Barbara Butrica; Karen E. Smith | |
| 发表日期 | 2015-03-09 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 概述 | The booms and busts of the late 1990s and 2000s have taken 401(k) plan participants on a rollercoaster ride. Using administrative tax records and household surveys, we examine how participants responded to these periods of economic expansions and contractions by documenting changes in 401(k) participation, contributions, and contribution rates from 1990 to 2009. Controlling for earnings, job changes, and other |
| 摘要 | The booms and busts of the late 1990s and 2000s have taken 401(k) plan participants on a rollercoaster ride. Using administrative tax records and household surveys, we examine how participants responded to these periods of economic expansions and contractions by documenting changes in 401(k) participation, contributions, and contribution rates from 1990 to 2009. Controlling for earnings, job changes, and other household factors, we find that workers reduce their 401(k) participation and contributions during recessions. Changes in participant behavior during the Great Recession, in particular, could lower 401(k) assets of the typical 30-year-old by as much as 8% at age 62. Copyright © Cambridge University Press 2014. |
| 主题 | Aging |
| URL | https://www.urban.org/research/publication/401k-participant-behavior-volatile-economy |
| 来源智库 | Urban Institute (United States) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/478806 |
| 推荐引用方式 GB/T 7714 | Barbara Butrica,Karen E. Smith. 401(k) Participant Behavior in a Volatile Economy. 2015. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| 2000138-401k-Partici（896KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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