Gateway to Think Tanks
来源类型 | Brief |
规范类型 | 简报 |
Family Savings Policy | |
其他题名 | Matched Savings Programs Show Promise for Financial Security and Upward Mobility |
Signe-Mary McKernan; Caroline Ratcliffe; Gregory B. Mills; Mike Pergamit; Breno Braga | |
发表日期 | 2017-04-19 |
出版年 | 2017 |
语种 | 英语 |
概述 | Policymakers looking to provide evidence-based opportunity for Americans should look to matched savings programs, such as individual development accounts. By matching personal saving, individual development accounts (IDAs) improve financial capability while promoting saving for longer-term investment in a home, business or education. A randomized controlled trial evaluation of the federally supported Assets for |
摘要 | Policymakers looking to provide evidence-based opportunity for Americans should look to matched savings programs, such as individual development accounts. By matching personal saving, individual development accounts (IDAs) improve financial capability while promoting saving for longer-term investment in a home, business or education. A randomized controlled trial evaluation of the federally supported Assets for Independence IDA program found that after one year, participants in the program saw a $657 median increase in new savings (before matching funds); a 34 percent reduction in reported economic hardship; and a 10 percent increase in participants’ confidence in their ability to meet normal monthly living expenses.
This work is licensed under a Creative Commons Attribution-Noncommercial-ShareAlike 4.0 International License.
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主题 | Education and Training ; Income and Wealth ; Poverty, Vulnerability, and the Safety Net |
URL | https://www.urban.org/research/publication/family-savings-policy |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/479682 |
推荐引用方式 GB/T 7714 | Signe-Mary McKernan,Caroline Ratcliffe,Gregory B. Mills,et al. Family Savings Policy. 2017. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
matched_savings_poli(121KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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