G2TT
来源类型Brief
规范类型简报
Family Savings Policy
其他题名Matched Savings Programs Show Promise for Financial Security and Upward Mobility
Signe-Mary McKernan; Caroline Ratcliffe; Gregory B. Mills; Mike Pergamit; Breno Braga
发表日期2017-04-19
出版年2017
语种英语
概述Policymakers looking to provide evidence-based opportunity for Americans should look to matched savings programs, such as individual development accounts. By matching personal saving, individual development accounts (IDAs) improve financial capability while promoting saving for longer-term investment in a home, business or education. A randomized controlled trial evaluation of the federally supported Assets for
摘要
Policymakers looking to provide evidence-based opportunity for Americans should look to matched savings programs, such as individual development accounts. By matching personal saving, individual development accounts (IDAs) improve financial capability while promoting saving for longer-term investment in a home, business or education. A randomized controlled trial evaluation of the federally supported Assets for Independence IDA program found that after one year, participants in the program saw a $657 median increase in new savings (before matching funds); a 34 percent reduction in reported economic hardship; and a 10 percent increase in participants’ confidence in their ability to meet normal monthly living expenses. This work is licensed under a Creative Commons Attribution-Noncommercial-ShareAlike 4.0 International License.
主题Education and Training ; Income and Wealth ; Poverty, Vulnerability, and the Safety Net
URLhttps://www.urban.org/research/publication/family-savings-policy
来源智库Urban Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/479682
推荐引用方式
GB/T 7714
Signe-Mary McKernan,Caroline Ratcliffe,Gregory B. Mills,et al. Family Savings Policy. 2017.
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