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来源类型 | Research Report |
规范类型 | 报告 |
The Marketing of Short-Term Health Plans: An Assessment of Industry Practices and State Regulatory Responses | |
Sabrina Corlette; Kevin Lucia; Dania Palanker; Olivia Hoppe | |
发表日期 | 2019-01-31 |
出版年 | 2019 |
语种 | 英语 |
概述 | A 2018 federal rule changing the definition of short-term health plans has created a new marketing opportunity for insurance companies. A short-term plan can now be sold as a substitute for traditional insurance even though it is exempt from the consumer protections prescribed by the Affordable Care Act (ACA).This study assesses short-term plan insurers’ marketing tactics in the wake of the new federal rules |
摘要 | A 2018 federal rule changing the definition of short-term health plans has created a new marketing opportunity for insurance companies. A short-term plan can now be sold as a substitute for traditional insurance even though it is exempt from the consumer protections prescribed by the Affordable Care Act (ACA).
This study assesses short-term plan insurers’ marketing tactics in the wake of the new federal rules and how regulators have prepared for this new market. Findings from a marketing scan suggest that consumers shopping online for health insurance are most often directed to websites and brokers selling short-term plans. Marketing websites and brokers selling these plans over the phone provide limited information on benefits and limits and push consumers to make purchasing decisions quickly. Due to limits in state consumer protection authority and resources, violations of marketing standards will primarily be enforced retroactively, after insurance regulators receive complaints.
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主题 | Health and Health Policy |
URL | https://www.urban.org/research/publication/marketing-short-term-health-plans-assessment-industry-practices-and-state-regulatory-responses |
来源智库 | Urban Institute (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/480479 |
推荐引用方式 GB/T 7714 | Sabrina Corlette,Kevin Lucia,Dania Palanker,et al. The Marketing of Short-Term Health Plans: An Assessment of Industry Practices and State Regulatory Responses. 2019. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
moni_stldi_final_0.p(269KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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