| 来源类型 | Journal Article |
| 规范类型 | 其他 |
| Affordable Homeownership: An Evaluation of the Near-Term Effects of Shared Equity Programs | |
| Brett Theodos; Christina Plerhoples Stacy; Breno Braga; Rebecca Daniels | |
| 发表日期 | 2019-05-22 |
| 出版年 | 2019 |
| 语种 | 英语 |
| 概述 | We estimate the effect of nine shared equity programs on the financial health and loan performance of participating households. Using both difference-in-difference and propensity score matching approaches, we compare outcomes of shared equity home purchasers with other similar first-time buyers. We find that shared equity purchasers have significantly less mortgage debt and pay less on their credit accounts each |
| 摘要 | We estimate the effect of nine shared equity programs on the financial health and loan performance of participating households. Using both difference-in-difference and propensity score matching approaches, we compare outcomes of shared equity home purchasers with other similar first-time buyers. We find that shared equity purchasers have significantly less mortgage debt and pay less on their credit accounts each month than other similar purchasers. They perform just as well on their mortgages as nonshared equity purchasers, as defined by mortgage delinquencies. Finally, shared equity purchasers do not show appreciable differences in nonmortgage financial health measures compared with similar borrowers. You can read the article here (clicking this link will take you to an external site). |
| 主题 | Housing and Housing Finance |
| URL | https://www.urban.org/research/publication/affordable-homeownership-evaluation-near-term-effects-shared-equity-programs |
| 来源智库 | Urban Institute (United States) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/480594 |
| 推荐引用方式 GB/T 7714 | Brett Theodos,Christina Plerhoples Stacy,Breno Braga,et al. Affordable Homeownership: An Evaluation of the Near-Term Effects of Shared Equity Programs. 2019. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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