G2TT
来源类型Brief
规范类型简报
Marketplace Premiums and Insurer Participation: 2017-2020
John Holahan; Erik Wengle; Caroline Elmendorf
发表日期2020-01-15
出版年2020
语种英语
概述In this paper, we show the changes in average lowest silver premiums from 2017 to 2020 by state and in the lowest silver premiums offered by each insurer in selected markets. Following uncertainty and regulatory changes in 2018, including the administration’s decision to stop reimbursing insurers for cost-sharing reductions and widespread fear that the administration would not enforce the individual mandate, the
摘要

In this paper, we show the changes in average lowest silver premiums from 2017 to 2020 by state and in the lowest silver premiums offered by each insurer in selected markets. Following uncertainty and regulatory changes in 2018, including the administration’s decision to stop reimbursing insurers for cost-sharing reductions and widespread fear that the administration would not enforce the individual mandate, the average number of participating insurers dropped from 3.7 per region to 3.0 per region. Though some observers expressed concern that 2018 premium increases would begin a slow decline of the marketplace, premiums began to stabilize: lowest silver premiums decreased on average by only 0.4 percent nationwide in 2019, and decreased on average by 3.5 percent nationwide in 2020. We also examine insurer entrances and exits in 29 selected markets and find increased insurer participation in 2019, with an average of 3.3 insurers per region, and 2020, with an average of 3.9 insurers. This suggests that many insurers now believe these markets are stable, functional, and potentially profitable.

主题Health and Health Policy
URLhttps://www.urban.org/research/publication/marketplace-premiums-and-insurer-participation-2017-2020
来源智库Urban Institute (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/480866
推荐引用方式
GB/T 7714
John Holahan,Erik Wengle,Caroline Elmendorf. Marketplace Premiums and Insurer Participation: 2017-2020. 2020.
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