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来源类型Publication
Understanding Loan Aversion in Education: Evidence from High School Seniors, Community College Students, and Adults
Angela Boatman; Brent Evans; Adela Soliz
发表日期2016
出版年2016
语种英语
摘要

Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals’ unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using survey data collected on more than 6,000 individuals, we examine the frequency of loan aversion in three distinct populations. Depending on the measure, between 20 to 40 percent of high school seniors exhibit loan aversion with lower rates among community college students and adults not in college. Women are less likely to express loan averse attitudes than men, and Hispanic respondents are more likely to be loan averse than white respondents.

主题Federal and State Education Policy
子主题Finance ; Student Success
URLhttps://cepa.stanford.edu/content/understanding-loan-aversion-education-evidence-high-school-seniors-community-college-students-and-adults
来源智库Center for Education Policy Analysis (United States)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/491765
推荐引用方式
GB/T 7714
Angela Boatman,Brent Evans,Adela Soliz. Understanding Loan Aversion in Education: Evidence from High School Seniors, Community College Students, and Adults. 2016.
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