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来源类型 | Publication |
Understanding Loan Aversion in Education: Evidence from High School Seniors, Community College Students, and Adults | |
Angela Boatman; Brent Evans; Adela Soliz | |
发表日期 | 2016 |
出版年 | 2016 |
语种 | 英语 |
摘要 | Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals’ unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using survey data collected on more than 6,000 individuals, we examine the frequency of loan aversion in three distinct populations. Depending on the measure, between 20 to 40 percent of high school seniors exhibit loan aversion with lower rates among community college students and adults not in college. Women are less likely to express loan averse attitudes than men, and Hispanic respondents are more likely to be loan averse than white respondents. |
主题 | Federal and State Education Policy |
子主题 | Finance ; Student Success |
URL | https://cepa.stanford.edu/content/understanding-loan-aversion-education-evidence-high-school-seniors-community-college-students-and-adults |
来源智库 | Center for Education Policy Analysis (United States) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/491765 |
推荐引用方式 GB/T 7714 | Angela Boatman,Brent Evans,Adela Soliz. Understanding Loan Aversion in Education: Evidence from High School Seniors, Community College Students, and Adults. 2016. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
wp16-15-v201608.pdf(389KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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