| 来源类型 | Working and discussion papers |
| 规范类型 | 工作论文 |
| What financial regulation for stability and financial inclusion in Africa? The views of regulators of Ethiopia, Kenya and Lesotho | |
| Ricardo Gottschalk | |
| 发表日期 | 2015 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 概述 | This report presents the views of senior financial regulators from Ethiopia, Lesotho and Kenya on capacity and other issues concerning financial regulation and supervision in the African lower-income countries. |
| 摘要 | Regulators from Africa share the view that financial systems in the region are improving. However, loan spreads are still extremely high, despite increased competition, the latter enhanced with the presence of foreign banks. Lending is still largely insufficient and highly skewed towards the top end of the market, although recent progress has been made towards greater financial inclusion. Their financial systems are still characterized as a bank based. The ideal is to move towards a more diversified system, with different institutions, funding structures and roles. There are considerable regulatory and supervisory challenges, not least in the area of capacity, and the need to implement financial standards designed internationally. The response has been a gradual and selective adoption of standards, and continuous investment in capacity building. Regional colleges or supervisors has been regarded as an additional, extremely useful forum to enhance capacity for a better and safer financial system. |
| 主题 | economic development ; sub-Saharan Africa |
| URL | https://www.odi.org/publications/9416-what-financial-regulation-stability-and-financial-inclusion-africa-views-regulators-ethiopia-kenya |
| 来源智库 | Overseas Development Institute (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/509323 |
| 推荐引用方式 GB/T 7714 | Ricardo Gottschalk. What financial regulation for stability and financial inclusion in Africa? The views of regulators of Ethiopia, Kenya and Lesotho. 2015. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| 9590.pdf（257KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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