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来源类型 | Report |
规范类型 | 报告 |
DOI | https://doi.org/10.7249/RR573 |
来源ID | RR-573-CCRMC |
National Security Perspectives on Terrorism Risk Insurance in the United States | |
Henry H. Willis; Omar Al-Shahery | |
发表日期 | 2014-03-06 |
出版年 | 2014 |
语种 | 英语 |
结论 | Terrorism Remains a Real, Albeit Ambiguous, National Security Threat
Terrorism Risk Models Are Limited in the Types of Risk They Can Estimate
Terrorism Insurance Can Contribute to Making Communities More Resilient to Terrorism Events
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摘要 | Congress enacted the Terrorism Risk Insurance Act (TRIA) in 2002, in response to terrorism insurance becoming unavailable or, when offered, extremely costly in the wake of the 9/11 attacks. The law provides a government reinsurance backstop in the case of a terrorist attack by providing mechanisms for avoiding an immediate drawdown of capital for insured losses or possibly covering the most extreme losses. Extended first in 2005 and again in 2007, TRIA is set to expire at the end of 2014, and Congress is again reconsidering the appropriate government role in terrorism insurance markets. ,This policy brief examines the potential national security implications of allowing TRIA to expire. Examining the history of terrorism in the United States since the passage of TRIA and reviewing counterterrorism studies, the authors find that terrorism remains a real national security threat, but one that is very difficult for insurers to model the risk of. They also find that terrorism risk insurance can contribute to making communities more resilient to terrorism events, so, to the extent that terrorism insurance is more available with TRIA than without it, renewing the legislation would contribute to improved national security. |
目录 |
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主题 | Community Resilience ; Terrorism Risk Insurance Act of 2002 ; Terrorism Risk Management ; United States |
URL | https://www.rand.org/pubs/research_reports/RR573.html |
来源智库 | RAND Corporation (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/522427 |
推荐引用方式 GB/T 7714 | Henry H. Willis,Omar Al-Shahery. National Security Perspectives on Terrorism Risk Insurance in the United States. 2014. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
RAND_RR573.pdf(244KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
1554163308470.jpg(8KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | ![]() 浏览 |
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