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来源类型 | Report |
规范类型 | 报告 |
DOI | https://doi.org/10.7249/RR3153 |
来源ID | RR-3153-WCG |
Public Options for Individual Health Insurance: Assessing the Effects of Four Public Option Alternatives | |
Jodi L. Liu; Asa Wilks; Sarah A. Nowak; Preethi Rao; Christine Eibner | |
发表日期 | 2020-05-28 |
出版年 | 2020 |
页码 | 52 |
语种 | 英语 |
结论 |
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摘要 | The Affordable Care Act (ACA) brought substantial changes to the individual health insurance market. However, health care remains unaffordable for many, and enrollment in individual health insurance plans has declined since 2016. There is growing interest at the state and federal levels in a "public option" for individual market insurance. In 2019, members of Congress introduced four bills that would create a federal public option, at least 18 states considered legislation for a public option or a Medicaid buy-in option, and several Democratic Party presidential candidates included public options in their platforms. Some proposals for a public option would create government-run insurance plans to compete with private insurance, and others would create plans administered by insurance carriers operating under government oversight and rate regulation. ,The authors consider public option alternatives that vary based on the rates providers are paid, whether the option is implemented on or off Health Insurance Marketplaces, and whether premium tax credits are available to higher-income individuals. For each of the four scenarios, the authors use a microsimulation approach to estimate how adding a federal public option for individual market insurance could affect overall insurance coverage, individual market enrollment, premiums for individual market enrollees, and government spending. The trends and policy implications may be of interest to state and federal policymakers considering a public option. |
目录 |
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主题 | Affordable Care Act ; Health Care Reform ; Health Insurance Markets ; Measuring Health Care Costs |
URL | https://www.rand.org/pubs/research_reports/RR3153.html |
来源智库 | RAND Corporation (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/524109 |
推荐引用方式 GB/T 7714 | Jodi L. Liu,Asa Wilks,Sarah A. Nowak,et al. Public Options for Individual Health Insurance: Assessing the Effects of Four Public Option Alternatives. 2020. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
RAND_RR3153.pdf(3191KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
1600370969357.jpg(3KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | ![]() 浏览 |
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