G2TT
来源类型Report
规范类型报告
DOIhttps://doi.org/10.7249/RRA608-1
来源IDRR-A608-1
Future of the Credit Information Market: Final report
Fay Dunkerley; Katerina Galai; Charlene Rohr; Emily Ryen Gloinson; Marina Favaro; William D. Phillips
发表日期2021-07-29
出版年2021
页码70
语种英语
结论
  • Competition and innovation in both the credit information and credit lending markets is a key driver in enabling lenders to access a wider variety of better-quality credit information at a lower cost.
  • The use of wider variety of data and more sophisticated analytical techniques in decision making should increase the overall quality of lending decisions, although products for some consumers may be more expensive.
  • Technology is both a key enabler and a potential barrier to development in the credit information market.
摘要

RAND Europe was commissioned by the Financial Conduct Authority to conduct a piece of forward-looking research to understand how the credit information market might evolve in the future. Using a structured scenario methodology and stakeholder consultation, this project identified the factors influencing change and developed four plausible future scenarios that provide insights into the implications for the credit information market, the lending markets, consumers and wider society.

,

Four plausible future scenarios were identified for 2030.

目录
  • Chapter One

    Introduction

  • Chapter Two

    Approach

  • Chapter Three

    Future scenarios for the credit information market

  • Chapter Four

    Broader implications

  • Annex A

    Methodological approach

  • Annex B

    Stakeholder Engagement

  • Annex C

    Glossary of terms

主题Banking and Financial Services ; Financial Decision Making ; Forecasting Methodology ; Markets ; United Kingdom
URLhttps://www.rand.org/pubs/research_reports/RRA608-1.html
来源智库RAND Corporation (United States)
引用统计
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/524508
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GB/T 7714
Fay Dunkerley,Katerina Galai,Charlene Rohr,et al. Future of the Credit Information Market: Final report. 2021.
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