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Key Findings

• More than 3.8 percent of U.S. small business owners have a criminal record, and about 1.5 percent have a felony record.
• Restrictions under the original PPP disqualified more than 140,000 small business owners, 212,000 small businesses, and 343,000 employees from receiving funds.
• Federal policy changes dramatically mitigated the impact of felony restrictions on the PPP.
• State-level estimates showed that across industries, 2.5 percent of businesses had owners with some criminal history, with construction business owners (3.4 percent) hardest hit.