| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP2050 |
| DP2050 Private Transfers, Borrowing Constraints and the Timing of Homeownership | |
| Luigi Guiso; Tullio Jappelli | |
| 发表日期 | 1998-12-18 |
| 出版年 | 1998 |
| 语种 | 英语 |
| 摘要 | The 1991 Italian Survey of Household Income and Wealth contains detailed information on how respondents acquired their main residence and any other real estate. This information is used to estimate the impact of inter vivos transfers on the saving period required to purchase a house and on the value of the house purchased when households have limited access to mortgage markets. It is found that transfers shorten the saving time by about two years and allow households to purchase considerably larger homes. The results have implications for the debate about the source of the relation between aggregate saving and growth. |
| 主题 | International Macroeconomics |
| 关键词 | Borrowing constraints Homeownership Intergenerational transfers |
| URL | https://cepr.org/publications/dp2050 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/531175 |
| 推荐引用方式 GB/T 7714 | Luigi Guiso,Tullio Jappelli. DP2050 Private Transfers, Borrowing Constraints and the Timing of Homeownership. 1998. |
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