G2TT
来源类型Discussion paper
规范类型论文
来源IDDP3828
DP3828 The Rise and Fall of Swiss Unemployment
Patrick Puhani
发表日期2003-03-23
出版年2003
语种英语
摘要This Paper examines how international depositors respond to national deposit insurance policies. Countries with explicit deposit insurance are found to be relatively attractive to international non-bank depositors. Schemes characterized by co-insurance, a private administration, and a low deposit insurance premium appear to be particularly favoured by these depositors. The sensitivity of non-bank deposits to deposit insurance policies opens up the possibility of international regulatory competition in this area. The EU directive on deposit insurance imposes minimum standards on national deposit insurance policies. This directive, however, is silent on several important features of deposit insurance such as the level of the deposit insurance premium. Hence, it may not preclude regulatory competition in Europe.
主题Financial Economics ; International Macroeconomics
关键词Deposit insurance International deposits
URLhttps://cepr.org/publications/dp3828
来源智库Centre for Economic Policy Research (United Kingdom)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/532817
推荐引用方式
GB/T 7714
Patrick Puhani. DP3828 The Rise and Fall of Swiss Unemployment. 2003.
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