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来源类型 | Discussion paper |
规范类型 | 论文 |
来源ID | DP3828 |
DP3828 The Rise and Fall of Swiss Unemployment | |
Patrick Puhani | |
发表日期 | 2003-03-23 |
出版年 | 2003 |
语种 | 英语 |
摘要 | This Paper examines how international depositors respond to national deposit insurance policies. Countries with explicit deposit insurance are found to be relatively attractive to international non-bank depositors. Schemes characterized by co-insurance, a private administration, and a low deposit insurance premium appear to be particularly favoured by these depositors. The sensitivity of non-bank deposits to deposit insurance policies opens up the possibility of international regulatory competition in this area. The EU directive on deposit insurance imposes minimum standards on national deposit insurance policies. This directive, however, is silent on several important features of deposit insurance such as the level of the deposit insurance premium. Hence, it may not preclude regulatory competition in Europe. |
主题 | Financial Economics ; International Macroeconomics |
关键词 | Deposit insurance International deposits |
URL | https://cepr.org/publications/dp3828 |
来源智库 | Centre for Economic Policy Research (United Kingdom) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/532817 |
推荐引用方式 GB/T 7714 | Patrick Puhani. DP3828 The Rise and Fall of Swiss Unemployment. 2003. |
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