G2TT
来源类型Discussion paper
规范类型论文
来源IDDP4199
DP4199 Empirical Labour Search: A Survey
Zvi Eckstein; Gerard Van den Berg
发表日期2004-01-23
出版年2004
语种英语
摘要Lack of access to finance is often cited as a key reason for why poor people remain poor. This Paper uses data on the Indian rural branch expansion programme to provide empirical evidence on this issue. Between 1977 and 1990, the Indian central bank mandated that a commercial bank could open a branch in a location with one or more bank branches only if it opens four in locations with no bank branches. We show that, between 1977 and 1990, this rule caused banks to open relatively more rural branches in Indian states with lower initial financial development. The reverse was true outside this period. We exploit this fact to identify the impact of opening a rural bank on poverty and output. Our estimates suggest that the Indian rural branch expansion programme significantly lowered rural poverty, and increased non-agricultural output.
主题Public Economics
关键词O00 Finance and development Rural banking Bank licensing Credit constraints Structural change Diversification Redistribution Poverty Growth
URLhttps://cepr.org/publications/dp4199
来源智库Centre for Economic Policy Research (United Kingdom)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/533167
推荐引用方式
GB/T 7714
Zvi Eckstein,Gerard Van den Berg. DP4199 Empirical Labour Search: A Survey. 2004.
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