G2TT
来源类型Discussion paper
规范类型论文
来源IDDP5264
DP5264 How Much Market Access in FTAs? Textiles Under NAFTA
Jaime de Melo; Olivier Cadot; Céline Carrère; Alberto Portugal-Perez
发表日期2005-10-23
出版年2005
语种英语
摘要The EU deposit insurance directive requires member states to maintain deposit insurance with a minimum insured amount of 20,000 euros. This paper reviews the rationale for international coordination of deposit insurance policies. For international externalities of deposit insurance policies to exist, there has to be international ownership of either bank deposits or bank shares. On both counts, EU banking markets are currently highly integrated. The minimum coverage of 20,000 euros imposes costs if it forces some countries to 'overinsure' deposits. From a national perspective, the deposit insurance directive does not appear to result in overinsurance in the EU-15, but there may be overinsurance in several of the new member states.
主题Financial Economics
关键词Deposit insurance International coordination
URLhttps://cepr.org/publications/dp5264
来源智库Centre for Economic Policy Research (United Kingdom)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/534144
推荐引用方式
GB/T 7714
Jaime de Melo,Olivier Cadot,Céline Carrère,et al. DP5264 How Much Market Access in FTAs? Textiles Under NAFTA. 2005.
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