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来源类型 | Discussion paper |
规范类型 | 论文 |
来源ID | DP5264 |
DP5264 How Much Market Access in FTAs? Textiles Under NAFTA | |
Jaime de Melo; Olivier Cadot; Céline Carrère; Alberto Portugal-Perez | |
发表日期 | 2005-10-23 |
出版年 | 2005 |
语种 | 英语 |
摘要 | The EU deposit insurance directive requires member states to maintain deposit insurance with a minimum insured amount of 20,000 euros. This paper reviews the rationale for international coordination of deposit insurance policies. For international externalities of deposit insurance policies to exist, there has to be international ownership of either bank deposits or bank shares. On both counts, EU banking markets are currently highly integrated. The minimum coverage of 20,000 euros imposes costs if it forces some countries to 'overinsure' deposits. From a national perspective, the deposit insurance directive does not appear to result in overinsurance in the EU-15, but there may be overinsurance in several of the new member states. |
主题 | Financial Economics |
关键词 | Deposit insurance International coordination |
URL | https://cepr.org/publications/dp5264 |
来源智库 | Centre for Economic Policy Research (United Kingdom) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/534144 |
推荐引用方式 GB/T 7714 | Jaime de Melo,Olivier Cadot,Céline Carrère,et al. DP5264 How Much Market Access in FTAs? Textiles Under NAFTA. 2005. |
条目包含的文件 | 条目无相关文件。 |
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