| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP7828 |
| DP7828 The Shape of Temptation: Implications for the Economic Lives of the Poor | |
| Abhijit Banerjee; Sendhil Mullainathan | |
| 发表日期 | 2010-05-23 |
| 出版年 | 2010 |
| 语种 | 英语 |
| 摘要 | This paper argues that the relation between temptations and the level of consumption plays a key role in explaining the observed behaviors of the poor. Temptation goods are defined to be the set of goods that generate positive utility for the self that consumes them, but not for any previous self that anticipates that they will be consumed in the future. We show that the assumption of declining temptations, which says that the fraction of the marginal dollar that is spent on temptation goods decreases with overall consumption, has a number of striking implications for the investment, savings, borrowing and risk-taking behavior of the poor, which would not arise if temptations were either non-declining or entirely absent. Moreover the predicted behaviors under the declining temptation assumption can help us explain some of the puzzling facts about the poor that have been emphasized in the recent literature. |
| 主题 | Development Economics |
| 关键词 | Self-control problems Asset markets The poor |
| URL | https://cepr.org/publications/dp7828 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/536664 |
| 推荐引用方式 GB/T 7714 | Abhijit Banerjee,Sendhil Mullainathan. DP7828 The Shape of Temptation: Implications for the Economic Lives of the Poor. 2010. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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