G2TT
来源类型Discussion paper
规范类型论文
来源IDDP7871
DP7871 Health insurance competition: the effect of group contracts
jan boone; Rudy Douven; Ilaria Mosca
发表日期2010-06-01
出版年2010
语种英语
摘要In countries like the US and the Netherlands health insurance is provided by private firms. These private firms can offer both individual and group contracts. The strategic and welfare implications of such group contracts are not well understood. Using a Dutch data set of about 700 group health insurance contracts over the period 2007-2008, we estimate a model to determine which factors explain the price of group contracts. We find that groups that are located close to an insurers' home turf pay a higher premium than other groups. This finding is not consistent with the bargaining argument in the literature as it implies that concentrated groups close to an insurer's home turf should get (if any) a larger discount than other groups. A simple Hotelling model, however, does explain our empirical results.
主题Industrial Organization
关键词Health insurance Health-plan choice Managed competition
URLhttps://cepr.org/publications/dp7871
来源智库Centre for Economic Policy Research (United Kingdom)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/536708
推荐引用方式
GB/T 7714
jan boone,Rudy Douven,Ilaria Mosca. DP7871 Health insurance competition: the effect of group contracts. 2010.
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