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来源类型 | Discussion paper |
规范类型 | 论文 |
来源ID | DP7907 |
DP7907 Getting to the Top of Mind: How Reminders Increase Saving | |
Sendhil Mullainathan; Jonathan Zinman; Dean Karlan; Margaret McConnell | |
发表日期 | 2010-06-01 |
出版年 | 2010 |
语种 | 英语 |
摘要 | We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of present-bias. Our model also generates the unique predictions that reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings account holders. |
主题 | Development Economics |
关键词 | Attention Intertemporal consumer choice Savings |
URL | https://cepr.org/publications/dp7907 |
来源智库 | Centre for Economic Policy Research (United Kingdom) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/536743 |
推荐引用方式 GB/T 7714 | Sendhil Mullainathan,Jonathan Zinman,Dean Karlan,et al. DP7907 Getting to the Top of Mind: How Reminders Increase Saving. 2010. |
条目包含的文件 | 条目无相关文件。 |
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