G2TT
来源类型Discussion paper
规范类型论文
来源IDDP7907
DP7907 Getting to the Top of Mind: How Reminders Increase Saving
Sendhil Mullainathan; Jonathan Zinman; Dean Karlan; Margaret McConnell
发表日期2010-06-01
出版年2010
语种英语
摘要We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of present-bias. Our model also generates the unique predictions that reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings account holders.
主题Development Economics
关键词Attention Intertemporal consumer choice Savings
URLhttps://cepr.org/publications/dp7907
来源智库Centre for Economic Policy Research (United Kingdom)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/536743
推荐引用方式
GB/T 7714
Sendhil Mullainathan,Jonathan Zinman,Dean Karlan,et al. DP7907 Getting to the Top of Mind: How Reminders Increase Saving. 2010.
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