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来源类型 | Discussion paper |
规范类型 | 论文 |
来源ID | DP10689 |
DP10689 The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya | |
Pascaline Dupas; Jonathan Robinson | |
发表日期 | 2015-07-05 |
出版年 | 2015 |
语种 | 英语 |
摘要 | The welfare impact of expanding access to bank accounts depends on whether accounts crowd out pre-existing financial relationships, or whether private gains from accounts are shared within social networks. To study the effect of accounts on financial linkages, we provided free bank accounts to a random subset of 885 households. Within households, we randomized which spouse was offered an account and find no evidence of negative spillovers to spouses. Across households, we document positive spillovers: treatment households become less reliant on grown children and siblings living outside their village, and become more supportive of neighbors and friends within their village. |
主题 | Development Economics |
关键词 | Financial access Social insurance Spillovers |
URL | https://cepr.org/publications/dp10689 |
来源智库 | Centre for Economic Policy Research (United Kingdom) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/539521 |
推荐引用方式 GB/T 7714 | Pascaline Dupas,Jonathan Robinson. DP10689 The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya. 2015. |
条目包含的文件 | 条目无相关文件。 |
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