G2TT
来源类型Discussion paper
规范类型论文
来源IDDP10689
DP10689 The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya
Pascaline Dupas; Jonathan Robinson
发表日期2015-07-05
出版年2015
语种英语
摘要The welfare impact of expanding access to bank accounts depends on whether accounts crowd out pre-existing financial relationships, or whether private gains from accounts are shared within social networks. To study the effect of accounts on financial linkages, we provided free bank accounts to a random subset of 885 households. Within households, we randomized which spouse was offered an account and find no evidence of negative spillovers to spouses. Across households, we document positive spillovers: treatment households become less reliant on grown children and siblings living outside their village, and become more supportive of neighbors and friends within their village.
主题Development Economics
关键词Financial access Social insurance Spillovers
URLhttps://cepr.org/publications/dp10689
来源智库Centre for Economic Policy Research (United Kingdom)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/539521
推荐引用方式
GB/T 7714
Pascaline Dupas,Jonathan Robinson. DP10689 The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya. 2015.
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