| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP11420 |
| DP11420 Banking the Unbanked? Evidence from three countries | |
| Dean Karlan; Pascaline Dupas; Jonathan Robinson; Diego Ubfal | |
| 发表日期 | 2016-07-29 |
| 出版年 | 2016 |
| 语种 | 英语 |
| 摘要 | We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17%, 10%, and 3% of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small and diverse. |
| 主题 | Development Economics ; Financial Economics ; Labour Economics |
| 关键词 | Financial access Micro-finance Multicountry Malawi Chile |
| URL | https://cepr.org/publications/dp11420 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/540234 |
| 推荐引用方式 GB/T 7714 | Dean Karlan,Pascaline Dupas,Jonathan Robinson,et al. DP11420 Banking the Unbanked? Evidence from three countries. 2016. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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