| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP12100 |
| DP12100 Financial Literacy Externalities | |
| Michael Haliassos; Thomas Jansson; Yigitcan Karabulut | |
| 发表日期 | 2017-06-16 |
| 出版年 | 2017 |
| 语种 | 英语 |
| 摘要 | This paper uses unique administrative data and a quasi-field experiment of exogenous allocation in Sweden to estimate medium- and longer-run effects on financial behavior from exposure to financially literate neighbors. It contributes evidence of causal impact of exposure and of a social multiplier of financial knowledge, but also of unfavorable distributional aspects of externalities. Exposure promotes saving in private retirement accounts and stockholding, especially when neighbors have economics or business education, but only for educated households and when interaction possibilities are substantial. Findings point to transfer of knowledge rather than mere imitation or effects through labor, education, or mobility channels. |
| 主题 | Financial Economics |
| 关键词 | Household finance Financial literacy Social interactions Refugees |
| URL | https://cepr.org/publications/dp12100-1 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/540912 |
| 推荐引用方式 GB/T 7714 | Michael Haliassos,Thomas Jansson,Yigitcan Karabulut. DP12100 Financial Literacy Externalities. 2017. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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