| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP13956 |
| DP13956 Technology Adoption and Access to Credit via Mobile Phones | |
| andrea tesei; Jacopo Ponticelli; Apoorv Gupta | |
| 发表日期 | 2019-08-27 |
| 出版年 | 2019 |
| 语种 | 英语 |
| 摘要 | Farmers in developing countries often lack access to timely and reliable information about modern technologies that are essential to improve agricultural productivity. The recent diffusion of mobile phones has the potential to overcome these barriers by making information available to those previously unconnected. In this paper we study the effect of mobile phone network expansion in rural India on adoption of high yielding variety seeds and chemical fertilizers. Our empirical strategy exploits geographical variation in the construction of mobile phone towers under a large government program targeting areas without existing coverage. To explore the role of mobile phones in mitigating information frictions we analyze the content of 1.4 million phone calls made by farmers to a major call center for agricultural advice. Farmers seek advice on which seed varieties and fertilizers better meet their needs and how to use them. We find that areas receiving mobile phone coverage experience higher adoption of these technologies. We also observe that farmers are often unaware of the eligibility criteria and loan terms offered by subsidized credit programs. Consistently, we find that areas receiving mobile phone coverage experience higher take-up of agricultural credit. |
| 主题 | Development Economics ; Macroeconomics and Growth |
| 关键词 | India agriculture Hyv seeds Credit card |
| URL | https://cepr.org/publications/dp13956 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/542837 |
| 推荐引用方式 GB/T 7714 | andrea tesei,Jacopo Ponticelli,Apoorv Gupta. DP13956 Technology Adoption and Access to Credit via Mobile Phones. 2019. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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